8% mortgage rates are ‘not an impossibility’ as the 30-year fixed rate surges

8% mortgage rates are ‘not an impossibility’ as the 30-year fixed rate surges Here are 3 alternatives for investors looking to dodge the bond-market beatdown 8% mortgage rates are ‘not an impossibility’ as the 30-year fixed rate surges For the 30-year mortgage rate to go to 8%, the spread between the 10-year Treasury note and the 30-year rate has to widen, economists say Surging mortgage rates are driving more house hunters to seek refuge in riskier adjustable-rate mortgages, which feature a lower introductory rate. Will the average 30-year mortgage rate hit 8% this year? It’s possible but not probable, experts say.

The 30-year rate jumped 20 basis points in two days to 7.37% on Thursday, the highest level since May 2024, according to a daily survey by Mortgage News Daily, which surveys lenders. Copyright ©2026 MarketWatch, Inc. All Rights Reserved. 87990cbe856818d5eddac44c7b1cdeb8 I spend my time and money caring for my aging mother — yet she gave my brother $100,000.

This is ‘one of the best tax-planning windows’ for retirement savers, says Franklin Templeton’s U.S. head of retirement. Here are 3 alternatives for investors looking to dodge the bond-market beatdown A new bill in Congress would lower the retirement age to 60. Aarthi Swaminathan is a MarketWatch personal finance reporter covering residential real estate.

She is the winner of a silver award for Best Collection of Work by an Individual Covering Residential Real Estate from the National Association of Real Estate Editors. Intraday Data provided by FACTSET and subject to terms of use. Historical and current end-of-day data provided by FACTSET.

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