Personal Finance / Mortgages Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure. Chase Home Loans launches another mortgage rate sale for 2 weeks only [EXPIRED] Hal Bundrick, CFP® · Senior Writer May 4, 2026 2 min read You rarely see the word "sale" used in relation to mortgage rates.
A predetermined discount off a home loan rate before you even sit down to complete an application is all but unheard of. However, Chase Home Loans is doing just that (again). And with the spring home-buying season upon us, the timing couldn't be better.
When is the Chase Home Loan rate sale? Chase Home Lending has discounted mortgage rates nationwide with a limited-time mortgage rate sale on purchase and refinance applications, available only from Monday, May 4, through Sunday, May 17. How much is the discount?
Chase says the discount can be as much as a quarter-point (0.25%). For example, an offered rate of 6.5% could be cut to 6.25%. That would save a borrower over $20,600 in interest on a $350,000 loan with a 30-year term — and reduce the payment by more than $55 a month.
Mortgage rates are already nearly a half-point lower than one year ago, so any additional rate reduction can increase your homebuying power — or your refinance savings. The rate discount applies to the life of the loan on fixed-rate mortgages. For adjustable-rate mortgages, the discount will apply during the loan's initial fixed-rate period of the loan.
There are no additional discount points or fees related to the offer. The program is available on all Chase home purchase mortgages, including FHA loans. You can also combine your rate break with the Chase DreaMaker loan, which has flexible credit requirements.
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