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‘I am drowning in debt’: I have $125,000 in credit-card debt. Will $9,000 in disability income affect my bankruptcy?

‘I am drowning in debt’: I have $125,000 in credit-card debt. Will $9,000 in disability income affect my bankruptcy?

marketwatch.com 16.09.2026 11:15 3 views

Will $9,000 in disability income affect my bankruptcy? I racked up this debt to cover my living expenses for two years without an income stream. My life has turned around, but my debts remain.

I have $8,000 per month in income, with $6,000 in fixed expenses, plus another $9,000 in medical-related payments that are not guaranteed. The additional $9,000 is approved month to month and is subject to ongoing medical examinations. Would that additional $9,000 be considered in a bankruptcy filing, or should it not be taken into account because it is temporary and not guaranteed?

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