Personal Finance / Credit Cards Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure. Limited-time offer: Earn up to $500 in travel credits with a Capital One business credit card Kendall Little · Senior Writer, Credit Cards July 15, 2026 3 min read New Capital One Spark Cash Plus and Capital One Spark Cash cardholders can earn credits to use toward travel booked with Capital One Business Travel.
With a Spark Cash Plus card, you can earn a $500 travel credit after spending $30,000 in the first three months. You'll get a $250 travel credit with the Capital One Spark Cash after spending $10,000 in the first three months. Even better — you can earn these travel credits alongside the cards' regular welcome bonuses.
Credit card Rating Annual fee Welcome offer Capital One Spark Cash ★ ★ ★ ★ ☆ 4 Learn more ★ ★ ★ ★ ☆ 4 $0 for the first year, then $95 Earn a $1,000 cash bonus plus for a limited time, earn a $250 Capital One Business Travel credit when you spend $10,000 within 3 months of account opening Learn more Capital One Spark Cash Plus ★ ★ ★ ★ ☆ 4 Learn more ★ ★ ★ ★ ☆ 4 $150 Earn $2,000 cash back after spending $30,000 within the first 3 months, plus get an additional $2,000 cash bonus for every $500,000 spent during the first year Learn more Read more: Best business credit cards More details With this limited-time offer, you can earn a regular welcome bonus with either the Spark Cash Plus or Spark Cash, and get an additional bonus to use when you book with Capital One Business Travel. Here's what both cards' combined new bonuses will look like with the offer: Capital One Spark Cash Plus: Earn $2,000 cash back and a $500 Capital One Business Travel credit when you spend $30,000 within the first three months of account opening. You can also earn an additional $2,000 cash bonus for every $500,000 you spend within the first year.
Capital One Spark Cash: Earn $1,000 cash back and a $250 Capital One Business Travel credit when you spend $10,000 within the first three months of account opening. You can redeem the standard cash-back bonus, along with cash-back rewards you earn, for a statement credit or check. The travel credit can be redeemed for flights, hotels, and more for your next business trip via Capital One Business Travel.
Capital One Spark Cash Plus Learn more Capital One Spark Cash Plus Add to Compare Annual fee $150 Welcome offer Earn $2,000 cash back after spending $30,000 within the first 3 months, plus get an additional $2,000 cash bonus for every $500,000 spent during the first year Purchase APR 25.74% variable Rewards rate 5% unlimited cash back on hotels and rental cars booked through Capital One Business Travel2% unlimited cash back on all other purchases (no limits or category restrictions) Benefits Get your $150 annual fee refunded every year after spending at least $150,000Your spending limit is flexible and adjusts based on factors such as your purchase, payment, and credit historyYou'll never be charged interest since your balance is due in full every month Read our full Capital One Spark Cash Plus review Capital One Spark Cash Learn more Capital One Spark Cash Annual fee $0 for the first year, then $95 Welcome offer Earn a $1,000 cash bonus plus for a limited time, earn a $250 Capital One Business Travel credit when you spend $10,000 within 3 months of account opening Purchase APR 24.49% variable Rewards rate 5% unlimited cash back on hotels, vacation rentals, and rental cars booked through Capital One's travel booking site2% unlimited cash back on all other purchases Benefits Simplify your recordkeeping by downloading your purchase records in multiple formats such as Quicken or QuickBooksEnjoy international travel without additional fees on purchases made abroad Read more: Best Capital One credit cards Which Capital One Spark Cash card should you get? Capital One's Spark Cash Plus and Spark Cash cards are cash-back business credit cards, but they also offer solid savings for business travelers. Both cards earn 2% cash back on every purchase, as well as 5% cash back on hotels and rental cars booked through Capital One Business Travel.
Booking through the Capital One portal can help you track travel expenses throughout your company and score discounted corporate rates for select hotels and airlines. Still, the Spark Cash Plus and Spark Cash cards are best for their simple 2% cash-back rewards on every business expense — not just travel. The Capital One Spark Cash Plus is better for business owners with large annual budgets.
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