According to the Zillow lender marketplace, fixed mortgage rates are higher today,**Thursday, September 17, 2026**, than yesterday. The 30-year fixed-rate purchase loan rose 1 basis point to**7.01%**; the 15-year fixed purchase loan increased by 8 basis points to**6.44%**; and the 5/1 ARM purchase rate fell 13 basis points to **7.08%.** **_Read more:_**_Discover the best mortgage refinance lenders_ Here are the current purchase mortgage rates for today, **Thursday, September 17, 2026**, according to the latest Zillow data: Remember, these are the national averages and rounded to the nearest hundredth. _Here are 8 strategies for getting the lowest mortgage rate possible._ Here are the current refinance mortgage rates for today, **Thursday, September 17, 2026**, according to the latest Zillow data: As with mortgage rates for purchase, these are national averages that we've rounded to the nearest hundredth. Refinance rates can be higher than purchase mortgage rates, but that isn't always the case.
Use the mortgage calculator below to see how various mortgage rates will impact your monthly payments. Down Payment: This is the part of your home's purchase price that you pay upfront, not covered by your loan. The amount you pay as a down payment can influence your mortgage interest rate.
Generally, larger down payments result in lower interest rates, as lenders see these as a sign of strong financial commitment. Loan Term: This refers to the duration over which you will repay your loan, typically measured in years. Opting for a longer loan term can reduce your monthly payments by spreading them out over a greater number of years, whereas shorter loan terms generally lead to higher monthly payments.
Interest Rate: This is the annual cost you incur for borrowing money, expressed as a percentage of the loan amount. It represents the fee you pay each year to the lender for your loan. Data is provided as-is via the Zillow Mortgage API © Zillow, Inc., 2024.
Use is subject to the Zillow Terms of Use. You can bookmark the Yahoo Finance mortgage payment calculator and keep it handy for future use, as you shop for homes and lenders. Be sure to use the dropdown to include private mortgage insurance costs and HOA dues if they apply to you.
These monthly expenses, along with your mortgage principal and interest rate, will give you a realistic idea of what your monthly payment could be. A mortgage interest rate is the fee charged by a lender for borrowing money, expressed as a percentage. There are two basic types of mortgage rates: fixed and adjustable rates.
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